Effective Date: October 8, 2026
Last Updated: October 8, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyhouseswithfiredamagewashingtondc.com (the “Website”) and services offered through the Website by I Buy Houses With Fire Damage Washington DC, also using “Firehouse Buyer” branding (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the property and transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

The Website presently markets our business principally as a direct cash purchaser of fire-damaged property in Washington, D.C.

Depending on the transaction, we may act as:

Our actual role depends on the transaction documents and conduct.

Unless separately and lawfully established, we do not act as your:

3. Direct Purchase Model

Where we seek to purchase property for our own account:

4. No Obligation to Sell

Submitting information or requesting an offer does not obligate you to sell.

A Website submission is an inquiry and is not a real estate purchase agreement.

You may reject a proposed offer unless and until you enter into an enforceable transaction agreement, subject to applicable legal rights.

5. No Obligation to Purchase

Submitting information does not require us to:

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

A submission by one co-owner does not necessarily authorize that person to bind all owners.

7. Agents, Wholesalers, and Other Representatives

If an agent, contract holder, wholesaler, attorney-in-fact, trustee, personal representative, or another representative submits property information, that person is responsible for having lawful authority to do so.

Nothing on the Website authorizes:

8. Property Research

We may research:

9. Property Assessments

An acquisition evaluation may include:

An evaluation conducted for our acquisition purposes is not automatically an inspection or professional report prepared for the seller’s benefit and is not a warranty concerning property condition.

10. Preliminary Offers

Any preliminary:

is non-binding unless incorporated into an enforceable transaction agreement.

A preliminary offer may change following due diligence.

11. Offer Methodology

Potential offers may take into account:

No particular valuation methodology or purchase price is guaranteed.

12. Binding Transactions

A binding transaction arises only when the applicable parties execute legally enforceable transaction documents.

Closing may depend on:

13. District Residential Real Property Seller Disclosure Act

The District of Columbia maintains a statutory residential seller-disclosure regime for certain transactions.

It generally applies only where:

This final requirement is important.

A purchase by a cash investor that does not express a written intent to occupy the property may fall outside this particular statutory chapter.

Other disclosure, fraud, contract, licensee, condominium, lead, tenant, and consumer-protection rules may nevertheless apply.

14. Seller’s Disclosure Statement Timing

Where the District’s statutory residential seller disclosure applies, the transferor generally must deliver the approved Seller’s Disclosure Statement:

Before or at the time the prospective purchaser executes the purchase agreement.

The seller must also indicate compliance on:

15. Late Disclosure and Five-Day Termination Right

If a required Seller’s Disclosure Statement is not provided before the purchaser executes the applicable agreement, District regulations generally permit the purchaser to terminate by written notice within five calendar days after receiving the disclosure statement.

Upon qualifying termination, the seller generally must return the purchaser’s deposit.

16. Cutoffs for the Late-Disclosure Termination Right

The statutory late-disclosure termination right can terminate before the five-day period otherwise expires upon the earliest applicable event, including:

as provided by District law.

The actual transaction should use current disclosure documents and procedures.

17. Seller’s Actual Knowledge

The District’s disclosure framework generally requires the seller to report conditions:

If information is unknown or unavailable, the seller may identify it as unknown where the form permits.

The statute does not generally impose liability for a condition discoverable only through inaccessible inspection or expertise beyond the seller’s knowledge.

18. Fire Damage Is Expressly Addressed

The current District Seller’s Property Condition Statement expressly asks whether the seller has actual knowledge that the property was previously damaged by:

If the answer is yes, the form requests comments.

Fire damage is therefore expressly addressed by the District’s current residential disclosure form where that form applies.

19. Related Fire-Damage Disclosure Categories

Fire damage can also affect current disclosure questions concerning:

20. Current 2025 District Disclosure Form

The District’s Real Property Seller’s Disclosure Statement was amended effective November 28, 2025.

Transactions should use the current form rather than an outdated copy obtained from an old brokerage file or website.

The current form specifically addresses:

21. Disclosure Is Not a Warranty

The Seller’s Property Condition Statement is a disclosure document based on the seller’s actual knowledge.

It is not itself:

22. Professional Reports

District law allows a seller in specified circumstances to rely on information supplied by:

for matters within their expertise, subject to statutory conditions.

That does not create a universal requirement that every fire-damaged seller commission every possible professional report.

23. No Universal Fire-Document Package

District law does not establish one universal rule requiring every seller automatically to provide every:

to every purchaser.

A particular document may nevertheless be:

24. Seller Disclosure Exemptions

The District’s Residential Real Property Seller Disclosure Act contains specified exemptions, including qualifying:

An exemption should be confirmed for the actual transaction.

25. Condominiums and Cooperatives

The ordinary Seller’s Disclosure Statement does not replace separate District condominium resale-disclosure obligations.

Where a condominium, cooperative, or association property is involved, additional governing documents, financial information, assessments, restrictions, insurance information, and other disclosures may be required.

26. Lead-Based Paint and Lead Information

District and federal law impose separate lead-related disclosure requirements in applicable property transactions.

For covered residential sales, sellers should use the current required District and federal lead disclosures where applicable.

Nothing in these Terms replaces those forms.

27. As-Is Transactions

The Website advertises acquisition in the property’s present or “as-is” condition.

“As-is” may mean the purchaser does not require the seller to complete repairs before settlement.

It does not automatically eliminate:

28. No Universal Requirement to Repair Before Sale

District law does not impose one universal rule requiring every fire-damaged home to be fully restored before transfer.

A fire-damaged property may potentially be sold in its current condition.

Separate:

may nevertheless apply.

29. Vacant and Blighted Buildings

A fire-damaged property that is no longer lawfully occupied may become subject to the District’s vacant- or blighted-building regime.

The Department of Buildings requires qualifying vacant and blighted properties to be registered and can apply significantly higher property-tax classifications.

The purchaser and seller should therefore determine whether the property is:

30. Fire-Related Vacant-Building Hardship Exemption

Effective beginning October 1, 2025, District law expressly permits the Department of Buildings to consider a property owner’s impact from a fire that was not the result of identified criminal activity or negligence when evaluating a substantial economic or personal hardship exemption from higher vacant-building taxation.

The exemption is not automatic.

Supporting documentation and Department approval are required.

31. For-Sale Vacant-Building Exemption

Current District vacant-building rules also provide a limited exemption for qualifying properties where the owner is actively seeking in good faith to sell or rent the property and satisfies applicable maintenance requirements.

For a single-family residential building, that exemption generally may not exceed one-half of a tax year from the initial listing, offer, or advertisement.

The actual classification and exemption status should be checked during acquisition due diligence.

32. Building and Repair Permits

Fire restoration can require District permits concerning:

The Department of Buildings currently directs:

An as-is sale does not legalize unpermitted work.

33. Code Violations and Unsafe Conditions

Fire-damaged property may be affected by:

A transfer of ownership does not automatically cancel an order or correct a property condition.

34. Historic Properties

Washington, D.C. contains many individually designated landmarks and properties located within historic districts.

The current District seller-disclosure form expressly asks about:

Fire restoration or demolition affecting a historic property can therefore require additional review.

35. Cleanup and Restoration

Any:

must comply with applicable:

Nothing in these Terms represents that we personally perform regulated contracting or environmental work unless legally authorized.

36. Inspections and Due Diligence

The Website markets a simplified as-is process and states that sellers do not need to complete repairs.

That does not prevent us from performing due diligence.

Due diligence may include:

37. Fast Offer and Closing Statements

Website references to:

describe potential or intended transaction structures.

They are not guarantees.

Actual timing may depend on:

38. Fair, Competitive, and “True Value” Claims

The Website describes cash offers as fair or competitive and refers to accurate market analysis.

Those statements do not guarantee that:

The executed purchase agreement controls the actual purchase price.

39. No Traditional Agent Commission

Where a seller completes a genuine direct transaction without a listing broker, a traditional listing commission may not apply.

If a licensed real estate professional participates, compensation will be governed by:

40. District Real Estate Licensing

The District regulates real estate brokerage activity.

The statutory broker definition broadly addresses persons or entities that, for compensation or other valuable consideration, perform activities including:

A business should not assume that calling itself an investor, acquisition company, wholesaler, or consultant automatically resolves licensing requirements.

41. Owner Exemption

District law contains a licensing exemption for an individual owner or lessor performing specified acts in the ordinary course of managing real estate, business, and investments owned by that individual.

The statutory language is narrower than a generic statement that every person or entity dealing in property for its own account is automatically exempt.

Entity-based acquisition structures, compensated referrals, contract assignments, negotiation for another, and repeated investment activity should therefore receive transaction-specific licensing review.

42. Contract Assignments and Wholesaling

As of October 8, 2026, I did not identify a separate District residential-wholesaler statute comparable to specialized wholesaling statutes enacted in certain states.

That does not mean all wholesaling practices are automatically outside District licensing, consumer-protection, TOPA, or contract law.

Relevant factors can include:

43. Contractual Interest Is Not Legal Title

Holding a:

is different from holding record legal title.

A contract holder should not falsely represent that:

44. Assignment Depends on the Contract and Applicable Law

Whether a District purchase agreement may be assigned depends on:

Nothing on the Website guarantees that a particular contract is assignable.

45. Tenant Opportunity to Purchase Act

Washington, D.C. has unusually significant tenant rights concerning sales of rental housing under the Tenant Opportunity to Purchase Act (“TOPA”).

Where TOPA applies, an owner generally may not complete a covered sale without first complying with applicable tenant purchase-opportunity requirements.

The exact requirements depend on:

46. Single-Family Rental Properties

Most ordinary single-family accommodations do not have the full TOPA purchase process that applies to larger accommodations.

However, current District law generally requires an owner intending to sell a tenant-occupied single-family accommodation to provide the tenant written notice within three calendar days after receiving or soliciting in writing an offer to purchase, subject to the statutory framework.

Certain qualifying elderly tenants and tenants with disabilities who entered qualifying tenancies before the statutory 2018 dates retain additional purchase rights.

47. Two-to-Four-Unit Accommodations

Following amendments effective in late 2025, the TOPA treatment of two-to-four-unit properties depends significantly on ownership structure.

Qualifying two-to-four-unit accommodations owned in majority by a business corporation can remain subject to substantial tenant purchase rights and negotiation periods.

Qualifying two-to-four-unit accommodations not majority-owned by such a business corporation are generally exempt from the full subchapter but tenants retain the notice rights referenced by the statute.

The actual owner structure should therefore be determined before contracting.

48. Five-or-More-Unit Accommodations

For qualifying accommodations containing five or more units, TOPA can provide significant tenant-organization rights.

Current law provides, among other things, a process involving:

An off-market cash buyer should not assume that a signed third-party contract immediately eliminates these rights.

49. Third-Party Purchasers and TOPA

A third-party purchaser’s rights are conditional on applicable tenant rights.

A purchaser or its agents must not interfere with tenants’ exercise of TOPA rights.

Where a purchaser negotiates with tenants concerning assignment or waiver of tenant rights, current law requires specified disclosures, including that the purchaser:

50. TOPA Right of First Refusal

Where applicable, a tenant or tenant organization generally has a 15-day right-of-first-refusal period after receiving a valid third-party sales contract, subject to statutory timing rules.

A direct acquisition should therefore treat TOPA compliance as a pre-closing condition where applicable.

51. No Guarantee of Vacant Possession

Purchase of a tenant-occupied or recently fire-vacated property does not automatically guarantee vacant possession.

A purchaser should evaluate:

52. Foreclosure and Financial Distress

The Website may attract homeowners who are:

We are not your:

unless a separate lawful relationship expressly establishes otherwise.

53. District Foreclosure Rescue Law

The District maintains unusually strict foreclosure-rescue rules.

A “foreclosure rescue service” generally includes a good or service promising assistance with:

A “foreclosure rescue transaction” generally involves a transfer of an interest in residential property during or incident to a mortgage default, foreclosure, or tax-sale proceeding combined with a promised subsequent interest back to the homeowner, such as through:

54. For-Profit Foreclosure Rescue Transactions Are Prohibited

District law makes it unlawful, for compensation or gain or potential or contingent gain, to:

a covered foreclosure rescue transaction involving residential property in the District.

Accordingly, a commercial “sell us your home, lease it back, and buy it back later” structure during mortgage default or foreclosure can present serious District-law issues.

55. Foreclosure-Rescue Advertising

District law also prohibits advertising, offering, or promoting covered foreclosure-rescue transactions for gain.

Foreclosure-rescue services may not be advertised or promoted without clearly and conspicuously providing a precise description of:

56. Fiduciary Duty for Foreclosure-Rescue Services

A person who advertises, offers, promotes, or provides foreclosure-rescue services to a homeowner owes a fiduciary duty to that homeowner under District law.

A direct property buyer should therefore avoid portraying itself as the homeowner’s foreclosure-rescue adviser.

57. Ordinary Permanent Sale Versus Prohibited Rescue Transaction

A bona fide permanent property purchase is not automatically the same thing as the prohibited foreclosure-rescue structure described above.

The key concern is the added promise or arrangement giving the distressed homeowner a later right or interest back in the property.

Transaction staff should not convert an ordinary acquisition into a:

58. Requesting an Offer Does Not Stop Foreclosure

Submitting information to the Website, receiving an offer, or signing preliminary documents does not automatically:

Homeowners facing foreclosure should independently determine applicable deadlines.

59. Federal Mortgage-Assistance Rules

Where a separate activity constitutes mortgage-assistance-relief services under federal law, additional requirements may govern:

60. No Foreclosure-Relief Guarantees

Unless separately authorized and legally qualified, we do not represent that:

61. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require:

62. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

63. Pending Insurance Claims

If property is transferred while an insurance claim remains pending, transaction documents should address the parties’ rights concerning:

64. Insurance Rights Do Not Automatically Transfer

A real estate sale does not automatically transfer:

Those matters depend on:

65. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A homeowner seeking assistance negotiating an insurance claim should use an appropriately licensed professional or attorney where required.

66. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying residential housing constructed before 1978.

District-specific lead requirements may also apply.

Nothing on the Website replaces legally required lead forms.

67. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

68. District Recording Law

The District generally permits a private participant to record a wire or oral communication where:

unless the recording is made for the purpose of committing a criminal, tortious, or other injurious act.

Because interstate calls may involve a jurisdiction requiring all-party consent, additional notice or consent may be required.

Where another applicable jurisdiction imposes a stricter rule, the stricter requirement controls.

69. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply. Message frequency may vary.

Reply STOP to request that applicable messages stop.

70. Email Communications

By providing an email address, you authorize communications concerning:

Applicable promotional emails will provide an unsubscribe mechanism.

71. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This does not eliminate documents that applicable law requires to be provided in another form.

72. Privacy

Our handling of personal information is described in our Privacy Policy.

73. Independent Decision-Making

Selling fire-damaged real estate can have substantial:

You may wish to consult:

74. No Professional Advice

Website content does not constitute individualized:

75. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

If a licensed District real estate professional participates, applicable brokerage and agency documentation controls.

76. Acceptable Use

You may not:

77. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to I Buy Houses With Fire Damage Washington DC.

You may not commercially reproduce protected Website content without authorization.

78. Third-Party Websites and Services

We are not responsible for independent third-party:

79. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

80. No Guarantee of Transaction

We do not guarantee:

81. Marketing Claims

Website statements describing our offers or process as:

describe intended or possible service characteristics and do not guarantee a particular economic outcome.

The executed transaction documents control.

82. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee that another seller will receive:

83. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates protections that applicable law does not permit to be waived.

84. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY HOUSES WITH FIRE DAMAGE WASHINGTON DC AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under separately executed:

unless those documents expressly provide otherwise and applicable law permits it.

85. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party:

Nothing in this section eliminates liability that applicable law does not permit to be excluded.

86. Indemnification

To the extent permitted by law, you agree to indemnify I Buy Houses With Fire Damage Washington DC from claims arising from your:

87. Governing Law

These Terms are governed by the laws of the District of Columbia, except where another law must apply.

88. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, TOPA, landlord-tenant, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in the District of Columbia.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

89. Non-Waivable District Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

90. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

91. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

92. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

93. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

94. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to law.

This provision does not determine whether a real estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by:

95. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

96. Contact Us

Questions concerning these Terms may be directed to:

I Buy Houses With Fire Damage Washington DC / Firehouse Buyer
Washington, District of Columbia
United States

Website: ibuyhouseswithfiredamagewashingtondc.com